The Institute for Fiscal Studies (IFS) released statistics regarding the UK housing marketing, which has shown a 173% increase in housing prices in over twenty years. This combined with only a 19% increase in average pay for those aged 24-34, as well as significant increases to renting prices, have entirely “reduced the purchasing power of young adults’ incomes”, making it even harder to save for a deposit and purchase a house.

The IFS have also said that around 40% of young people cannot even afford to buy the cheapest homes in their area with a 10% deposit.

One man, who described buying a house as an “almost impossible challenge”, has recently moved in to a shared house with his partner in order to begin saving. The 27-year old recruitment worker spoke to the BBC about his house-buying expectations, stating:

Ghost tenants is the term used to describe somebody who is living at a property unofficially, which may be an official tenant’s guest, which can be very problematic for landlords.

 The most common occurrences of ghost tenants usually involves either an illegal squatter or unauthorised sub-letting, which is when the official tenant sublets the property to another tenant without the landlord’s permission. Both situations can establish a variety of issues, including: